Terms of Service

1. Eligibility

By using the Site, you represent and warrant that:

• You are at least 18 years of age
• You reside in the United States
• You will use the Site in compliance with all applicable laws and regulations
• The information you provide to us is accurate, complete, and truthful

2. No Legal, Tax, or Financial Advice

The information provided on the Site is for general educational and informational purposes only. DebtHelpU is not a law firm, certified public accounting firm, or financial advisory service. Nothing on the Site should be interpreted as:

• Legal advice
• Tax advice
• Financial planning or investment advice

Before making decisions about your debts, finances, or legal rights, you should consult with a licensed attorney, financial advisor, or tax professional who can provide advice tailored to your situation.

3. How Our Service Works

DebtHelpU helps connect consumers with trusted partners and service providers who may offer debt relief, debt resolution, or related services. These partners may include:

• Attorney owned debt resolution firms
• Debt relief and negotiation service providers
• Financial consultation and education services
• Other third party service providers and affiliates

By submitting your information through forms on the Site, you authorize us to:

• Review the information you provide
• Share your information with appropriate partners and affiliates
• Contact you by phone, text message, email, or other methods
• Use your information to help determine your potential eligibility for various programs

Submitting your information does not guarantee approval for any particular program or service. Program terms, availability, and eligibility are determined by the individual providers.

4. User Responsibilities

When using the Site, you agree that you will not:

• Provide false, misleading, or incomplete information
• Use the Site for fraudulent, abusive, or unlawful purposes
• Attempt to gain unauthorized access to any part of the Site or our systems
• Interfere with the operation or security of the Site
• Use automated tools or scripts to access or collect data from the Site without permission

You are solely responsible for any agreements you enter into with third party service providers and for understanding the terms, fees, and implications of any program or service you choose to enroll in.

5. Consent to Communications

By providing your contact information through the Site, you consent to receive communications from DebtHelpU and our partners, which may include:

• Phone calls, including calls that use automated technology
• Text messages (SMS and MMS)
• Emails

These communications may relate to your inquiry, potential debt relief options, program updates, or related offers. Message and data rates may apply. You can opt out of marketing communications at any time by following the instructions in the messages or by contacting us directly.

6. Third Party Services

Our Site may contain links to third party websites, services, or resources that are not owned or controlled by DebtHelpU. We do not endorse and are not responsible for:

• The content of third party sites
• The privacy practices of third parties
• The terms and conditions of third party services

Any interactions you have with third party providers are solely between you and that provider. You should review the terms and policies of any third party before engaging with them or providing personal information.

7. Disclaimer of Warranties

The Site and all content, tools, and services provided through the Site are offered on an "as is" and "as available" basis without any warranties of any kind, whether express or implied.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of:

• Merchantability
• Fitness for a particular purpose
• Non infringement
• Accuracy or completeness of information

We do not warrant that the Site will be uninterrupted, secure, error free, or free from viruses or other harmful components. We also do not guarantee any particular outcome or result from using the Site or from any program offered by third party providers.

8. Limitation of Liability

To the fullest extent permitted by law, DebtHelpU and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or any services obtained through the Site.

This includes, without limitation, damages for:

• Loss of income or revenue
• Loss of profits or business opportunities
• Loss of data
• Business interruption
• Personal or financial decisions made based on information from the Site

In any event, our total liability to you for any claim arising out of or related to your use of the Site shall not exceed the amount, if any, that you paid to us for access to the Site or services in the twelve months preceding the event giving rise to the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless DebtHelpU and its affiliates, officers, employees, partners, and agents from and against any and all claims, liabilities, damages, losses, costs, or expenses, including reasonable attorney fees, arising out of or related to:

• Your use of the Site
• Your violation of these Terms
• Your violation of any rights of a third party
• Your interactions with any third party service providers or partners

10. Changes to These Terms

We may update or modify these Terms from time to time to reflect changes in our practices, services, or legal requirements. When we make changes, we will update the "Last Updated" date at the top of this page.

Your continued use of the Site after any changes become effective constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you must stop using the Site.

11. Governing Law

These Terms and your use of the Site are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in California, and you consent to the jurisdiction and venue of such courts.

12. Contact Us

If you have any questions about these Terms or your use of the Site, please contact us:

DebtHelpU
Email: info @ debthelpu.com
Website: https://debthelpu.com