E Sign Consent Policy

1. Consent to Electronic Records and Signatures

By submitting your information on DebtHelpU.com or any associated landing pages or forms, you agree that required disclosures, notices, and other communications may be provided electronically and that your electronic signature has the same legal effect as a handwritten signature.

You also agree that our partners and service providers may use electronic records and electronic signatures when working with you, subject to applicable law and their own terms.

2. Types of Communications Covered

Your consent applies to electronic delivery of communications that relate to items such as:

• Debt evaluations and consultation requests
• Required legal disclosures and authorizations
• Agreements, terms, and conditions for services offered through our partners
• Privacy notices, consent forms, and compliance notices
• Any updates, amendments, or copies of the above items

These communications may be provided by DebtHelpU or by third party service providers and partners that work with us.

3. Delivery of Electronic Communications

We and our partners may deliver electronic communications using various methods, including:

• Email
• Text message (SMS or MMS)
• Secure website or online portal
• Electronic document signing platforms and online forms

A communication is considered received when it is made available to you online, or when it is sent to the most recent email address or phone number that you provided to us or to our partners.

4. Hardware and Software Requirements

To receive, view, and retain electronic communications, you will need:

• A device with internet access, such as a computer, tablet, or smartphone
• A current web browser that supports secure, encrypted connections
• A valid email address and, if applicable, a mobile phone number
• Software that can open PDF files, for example Adobe Acrobat Reader
• Enough storage space to save documents or a printer to print them

If these requirements change in a way that creates a material risk that you may not be able to receive electronic communications, we will inform you and explain your options.

5. Paper Copies

You may request a paper copy of any electronic communication that we or our partners have provided, at no additional cost. To request a paper copy, contact us with your full name and details about the document you are requesting:

Email: info @ debthelpu.com

We may choose, at our discretion, to send certain communications in paper form, even if you have chosen to receive communications electronically.

6. Withdrawing Your Consent

You may withdraw your consent to receive electronic communications and to use electronic signatures at any time by contacting us at:

Email: info @ debthelpu.com

If you withdraw your consent, some services or offers that rely on electronic delivery may no longer be available, and your ability to complete applications or enroll in programs may be delayed. Your withdrawal will not affect the legal validity of prior electronic communications or signatures.

7. Updating Your Contact Information

You agree to keep your email address, phone number, and mailing address accurate and up to date so that you can receive electronic and, when needed, paper communications. To update your contact information, you may:

• Contact us by email or phone using the details above
• Update your information directly through any online account or form when that option is available

8. Partner and Third Party Providers

DebtHelpU works with third party partners, including attorney owned debt resolution firms and other service providers. These partners may have their own E Sign consent policies and electronic disclosure practices. You may be asked to review and agree to their separate E Sign terms when you work with them.

Your consent to this E Sign policy does not replace any additional consents requested by a partner. You may need to accept their E Sign terms in order to proceed with their services.

9. Your Confirmation

By using our Site, submitting your information, clicking any button to sign electronically or to indicate consent, or continuing with an online process, you confirm that:

• You have access to the hardware and software described in this E Sign Consent
• You can receive and view electronic communications
• You consent to the use of electronic records and electronic signatures in connection with our services and those of our partners
• You have read and agree to this E Sign Consent Policy

If you do not understand any part of this E Sign Consent, please contact us before proceeding.